Introduction to FSLSO
The mission of the Florida Surplus Lines Service Office (FSLSO) is to fairly administer the collection of revenues, facilitate customer compliance and provide assistance and information regarding the placement and taxation of surplus lines insurance.
On October 1, 1997, Florida Insurance Law §626.921 became effective and provided for the
creation of FSLSO. FSLSO is a statutorily mandated, not-for-profit association of all
Florida surplus lines agents.
The purposes of the Service Office are to protect consumers seeking insurance in this
state, permit surplus lines insurance to be placed with approved surplus lines insurers,
establish a self-regulating organization which will promote and permit orderly access to
surplus lines insurance in this state, enhance the number and types of insurance products
available to consumers in this state, provide a source of advice and counsel for the
benefit of consumers, surplus lines agents, insurers and government agencies concerning
the operation of the surplus lines insurance market and protect the revenues of this
All surplus lines agents shall, as a condition of holding a surplus lines license, be
deemed a member of the Service Office Association and shall report to and file with the
service office a copy of or information on each surplus lines insurance policy or document
as provided in the plan of operation.
The Service Office is required to receive, record and review all surplus lines policies or
documents, maintain records of the information reported to the service office and prepare
monthly reports for the Florida Department of Financial Services. The Service Office is also
required to prepare and deliver to each surplus lines agent monthly and quarterly reports
of each surplus lines agent's business and collect a service fee,
along with the surplus lines premium receipts tax
as provided in §626.932 and §626.9325 Florida Statutes.
A SURPLUS LINES AGENT'S MEMBERSHIP WITH THE FLORIDA SURPLUS LINES SERVICE OFFICE DOES NOT IN ANY WAY
AFFECT YOUR OBLIGATION TO COMPLY WITH THE SURPLUS LINES LAW AND REGULATIONS OF FLORIDA.