Financial Data for
Discover Specialty Insurance Company

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FEIN 52-1925132
NAIC# 10213
A.M. Best Rating * A+
State of Domicile Illinois , USA
Location of Main
Admin. Offices		 St. Paul, MN
Incorporation Date 4/28/1995
Parent St. Paul Fire and Marine Insurance Company
Website http://www.travelers.com

YEAR201220112010200920082007
Total Admitted Assets106,810,837102,072,961103,518,978103,780,412103,293,299102,992,289
Total Liabilities68,935,69667,169,10166,412,64266,036,19567,005,35467,066,072
Capital & Surplus37,875,14134,903,86037,106,33537,744,21736,287,94535,926,217
Premiums and Agent's Balances2,967,6602,774,7272,184,0281,285,7551,215,4501,437,969
Losses41,908,61841,662,75640,549,20241,351,18942,312,22843,521,912
Loss Adjustment Expenses9,110,4629,349,0979,399,9319,708,9649,690,0649,494,625
Underwriting Gain/Loss25,626(2,289,516)1,482,2242,452,4671,845,4042,688,396
Net Income (Loss) After Tax3,195,9551,559,2144,352,4135,276,5614,700,7565,257,597
Cash Flow From Operations3,938,5803,033,3074,264,6444,875,2734,416,8774,285,397
Unrealized Capital Gains (Losses)00000(7)
Gross Premium27,644,92726,987,47826,173,80425,735,01628,797,37341,091,792
Net Premium27,382,92926,809,60025,888,95325,378,37825,395,38124,879,228
Gross Premium to Surplus Ratio73.0% 77.3% 70.5% 68.2% 79.4% 114.4%
Net Premium to Surplus Ratio72.3% 76.8% 69.8% 67.2% 70.0% 69.3%
Direct Premium - National261,998177,878284,851356,6383,401,99216,212,564
Direct Premium - Florida (Sch. T)207,576137,99287,581161,166141,888851,609
% of Direct Premium in Florida79.2% 77.6% 30.7% 45.2% 4.2% 5.3%
Rank Among all eligible InsurersN/AN/AN/A134136110
Combined Ratio100.0% 109.0% 94.0% 90.0% 92.0% 89.0%
Losses Incurred Ratio 57.0% 65.0% 50.0% 46.0% 48.0% 47.0%
Loss Expenses Incurred Ratio11.0% 12.0% 12.0% 12.0% 13.0% 12.0%
Other U/W Expenses Incurred Ratio32.0% 32.0% 32.0% 32.0% 31.0% 30.0%




(52-1925132)
Quarterly Financial Data (2012) for
Discover Specialty Insurance Company

QUARTER2012-Q12012-Q22012-Q3
Total Admitted Assets104,059,740104,465,993105,109,865
Total Liabilities68,116,81168,032,56067,661,588
Capital & Surplus35,942,92936,433,43337,448,277
Premiums and Agent's Balances2,777,5122,983,1743,352,790
Losses41,662,40441,971,60741,490,584
Loss Adjustment Expenses9,250,4979,241,8109,306,939
Underwriting Gain/Loss408,42846,291513,625
Net Income (Loss) After Tax1,107,6781,611,3242,750,159
Cash Flow From Operations1,132,9671,526,9443,355,151
Unrealized Capital Gains (Losses)000
Gross Premium6,859,80713,591,21620,532,942
Net Premium6,721,14813,420,62920,304,255
Direct Premium - National104,553189,689241,945
Direct Premium - Florida (Sch. T)76,803161,940187,523

Major Lines of Business in US (2011)
1 Allied Lines
2 Inland marine
3 Other liability - occurrence
4 Fire
5 Products liability
Major Lines of Business in FL (2011)
1 Allied Lines
2 Other Liability - Occurrence
3 Fire
4 Products Liability
5 Boiler & Machinery

*A.M. Best Ratings are current as of 5/20/2013

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