Financial Data
for Florida Eligible Surplus Lines Insurers

The Florida Surplus Lines Service Office (FSLSO) has compiled financial information for surplus lines insurers eligible to operate in the state of Florida. Insurers are grouped alphabetically as foreign and alien insurers. A financial composite page is provided below and provides a glance of key data items for each insurer. The following information is included for foreign insurers (domiciled inside the U.S.): A.M. Best Rating Capital & Surplus Net Income Direct Premium - National Direct Premium - Florida Key data items listed on the financial composite page for alien insurers (domiciled outside the U.S.) are: A.M. Best Rating Capital & Surplus Net Income U.S. Premiums Written

From the financial composite page, you may obtain additional in-depth financial data on a particular insurer by clicking on the name of the insurer. After selecting an insurer, you may hover over the question mark next to a data item for a brief explanation/description.

In addition, the FSLSO has developed a help manual entitled FSLSO Insurer Financials: A Help Guide to provide an overview of the financial information filed by surplus lines insurers operating in the state of Florida. It also presents a basic explanation of the data items found on the financial data page for each insurer, and includes a glossary of common insurance terms.

This information is being made available to assist surplus lines agents and consumers interested in the financial condition of surplus lines insurers.

() Indicates an increase from prior year; () indicates a decrease from the prior year; ("-") indicates no change from the previous year.

Foreign (U.S.) Insurers
2009 Data

Insurer	AM Best Rating	Capital and Surplus ($)	Net Income ($)	Direct Prem National ($)	Direct Prem Florida ($)
ADMIRAL INSURANCE COMPANY	A+ (1/10)	1,340,248,609	56,245,026	354,789,858	22,683,192
ADRIATIC INSURANCE COMPANY	A+(1/10)	58,327,369	1,504,314	8,732,688	642,950
AIX SPECIALTY INS CO	A (1/10)	46,654,597	2,537,743	23,719,157	3,272,852
ALLIANZ UNDERWRITERS INSURANCE COMPANY	A+ (3/10)	60,193,769	1,253,848	376,416	0 -
ALLIED WORLD ASSURANCE COMPANY (U.S.) INC.	A (1/10)	123,359,368	4,408,692	177,674,458	19,888,904
AMERICAN EMPIRE SURPLUS LINES INSURANCE COMPANY	A+ (1/10)	111,901,755	24,389,249	65,140,706	4,102,856
AMERICAN EQUITY INSURANCE COMPANY	A+ (1/10)	103,444,893	6,191,265	0 -	0 -
AMERICAN MODERN SURPLUS LINES INSURANCE COMPANY	A+ (1/10)	23,660,499	2,497,592	43,659,525	39,197,316
AMERICAN SAFETY INDEMNITY COMPANY	A (1/10)	56,145,576	5,038,499	139,041,527	16,265,783
AMERICAN SAFETY INSURANCE COMPANY	A (1/10)	19,020,309	619,433	4,329,830	1,924,144
AMERICAN WESTERN HOME INSURANCE COMPANY	A+ (1/10)	43,912,639	4,917,882	139,758,195	4,550,475
APPALACHIAN INSURANCE COMPANY	A+ (1/10)	143,908,873	22,645,388	18,480,326	6,053,278
ARCH EXCESS & SURPLUS INSURANCE COMPANY	A (1/10)	26,996,828	1,112,275	69,932	0
ARCH SPECIALTY INSURANCE COMPANY	A (1/10)	315,004,243	12,390,434	445,477,769	82,669,365
ARGONAUT GREAT CENTRAL INSURANCE COMPANY	A (1/10)	56,671,822	2,711,493	156,786,876	1,109,815
ARROWOOD SURPLUS LINES INSURANCE COMPANY	NR-3 (3/10	156,639,860	1,133,797	0 -	0 -
ASI LLOYDS	A-(1/10)	47,971,283	4,750,881	137,418,779	935,903
ASPEN SPECIALTY INSURANCE COMPANY	A (3/10)	88,455,071	-8,666,964	75,966,313	11,960,827
ASSOCIATED INTERNATIONAL INSURANCE COMPANY	A (1/10)	103,829,647	5,893,075	35,438,781	5,011,504
ATLANTIC CASUALTY INSURANCE COMPANY	A- (1/10)	65,003,367	7,124,030	59,803,780	4,659,222
AUDUBON INDEMNITY COMPANY	A (1/10)	30,719,581	983,319	69,701	0 -
AXIS SURPLUS INSURANCE COMPANY	A (1/10)	139,895,894	14,033,394	512,511,856	83,845,074
BERKLEY REGIONAL SPECIALTY INSURANCE COMPANY	A+(1/10)	51,495,563	917,296	15,069,838	0 -
BURLINGTON INSURANCE COMPANY (THE)	A (1/10)	153,171,189	15,413,241	149,865,854	16,985,068
CANAL INDEMNITY COMPANY	A (1/10)	34,508,577	1,109,076	39,824,898	4,306,950
CAPITOL SPECIALTY INSURANCE CORPORATION	A (1/10)	32,144,484	2,977,007	66,555,949	14,296,943
CATLIN SPECIALTY INSURANCE COMPANY	A(1/10)	100,759,151	824,526	187,237,344	12,405,299
CENTENNIAL CASUALTY COMPANY	A (1/10)	43,086,288	2,845,848	14,557,026	486,061
CENTURY SURETY COMPANY	A- (1/10)	144,811,890	26,622,273	190,880,303	41,279,707
CHARTIS SPECIALTY INSURANCE COMPANY	A (1/10)	697,105,124	27,393,292	790,422,141	39,993,008
CHUBB CUSTOM INSURANCE COMPANY	A++ (1/10)	121,842,830	14,842,575	284,711,594	52,517,744
CINCINNATI SPECIALTY UNDERWRITERS INSURANCE CO (THE)	A (1/10)	167,901,900	-6,733,945	41,627,976	137,285
CLARENDON AMERICA INSURANCE COMPANY	A- (1/10)	133,914,763	2,532,103	325,439	-12,946
COLONY INSURANCE COMPANY	A (1/10)	368,346,874	67,067,328	450,965,349	56,255,799
COLUMBIA CASUALTY COMPANY	A (1/10)	249,457,306	3,355,427	733,205,970	57,642,819
COMPANION SPECIALTY INS CO	A (1/10)	29,740,609	581,304	8,155,708	4,974,191
CRUM & FORSTER SPECIALTY INSURANCE COMPANY	A(1/10)	30,617,516	-1,803,815	51,986,469	13,472,666
CUMIS SPECIALTY INSURANCE COMPANY INC.	A(1/10)	47,282,097	-2,247,825	300,709	0 -
DARWIN SELECT INSURANCE COMPANY	A (1/10)	52,465,984	3,109,217	209,405,783	16,792,181
DISCOVER SPECIALTY INSURANCE COMPANY	A+ (1/10)	37,744,217	5,276,561	356,638	161,166
EMPIRE INDEMNITY INSURANCE COMPANY	A (1/10)	15,471,884	641,918	283,447,461	120,772,100
ENDURANCE AMERICAN SPECIALTY INSURANCE COMPANY	A (1/10)	65,934,724	-12,560,552	257,097,550	28,577,991
ESSEX INSURANCE COMPANY	A(1/10)	343,609,090	57,474,690	285,368,262	31,982,433
EVANSTON INSURANCE COMPANY	A (1/10)	531,118,413	53,634,346	522,981,639	34,977,114
EVEREST INDEMNITY INSURANCE COMPANY	A+ (1/10)	72,294,312	11,961,229	137,572,959	40,404,895
EXECUTIVE RISK SPECIALTY INSURANCE COMPANY	A++(1/10)	95,050,892	13,216,218	58,056,920	1,840,645
FIREMAN'S FUND INSURANCE COMPANY	A (1/10)	35,522,642	1,620,118	64,662,621	2,649,866
FIRST AMERICAN SPECIALTY INSURANCE COMPANY	A-(1/10)	43,403,956	6,665,017	66,733,186	0 -
FIRST MERCURY INSURANCE COMPANY	A- (1/10)	215,648,850	25,636,039	292,561,566	31,420,756
FIRST SPECIALTY INSURANCE CORPORATION	A (1/10)	75,872,844	-3,778,932	66,194,792	5,456,273
FOUNDERS INSURANCE COMPANY	A-(1/10)	65,385,685	-2,263,705	114,996,588	2,344,008
GEMINI INSURANCE COMPANY	A+ (1/10)	56,344,408	1,886,427	135,017,820	4,512,035
GENERAL SECURITY INDEMNITY COMPANY OF ARIZONA	A- (1/10)	22,213,169	-11,949,261	84,205,626	1,603,047
GENERAL STAR INDEMNITY COMPANY	A++u(1/10)	492,420,167	36,764,815	110,063,094	19,880,483
GENESIS INDEMNITY INSURANCE COMPANY	A++u(1/10)	31,500,762	-69,162	1,920,544	0 -
GEOVERA SPECIALTY INSURANCE COMPANY	A- (1/10)	19,202,808	2,625,882	122,794,795	52,588,782
GOTHAM INSURANCE COMPANY	A (1/10)	58,193,295	5,649,934	48,250,359	3,982,221
GREAT AMERICAN E&S INSURANCE COMPANY	A (1/10)	26,598,563	910,259	178,543,956	5,619,367
GREAT AMERICAN FIDELITY INSURANCE COMPANY	A (1/10)	26,082,228	588,097	918,854	0
GUILFORD INSURANCE COMPANY	A(1/10)	224,856,881	13,137,243	1,266,672	0 -
GULF UNDERWRITERS INSURANCE COMPANY	A+ (1/10)	48,428,411	1,592,936	-30,207	0 -
HALLMARK SPECIALTY INSURANCE COMPANY	A- (1/10)	35,353,921	3,912,203	46,833,073	247,277
HERMITAGE INSURANCE COMPANY	A-(1/10)	96,076,094	6,884,058	75,000,160	7,239,678
HOMELAND INSURANCE COMPANY OF NEW YORK	A (1/10)	228,748,044	19,965,356	161,757,734	7,165,630
HOUSTON CASUALTY COMPANY	A+ (1/10)	1,567,730,374	209,525,978	415,160,789	13,295,942
HUDSON SPECIALTY INSURANCE COMPANY	A (1/10)	117,506,485	15,752,990	150,964,243	7,088,037
ILLINOIS UNION INSURANCE COMPANY	A+(1/10)	132,784,146	7,896,390	457,403,299	25,812,863
INDIAN HARBOR INSURANCE COMPANY	A (1/10)	56,185,489	752,400	357,484,178	26,421,458
INTERSTATE FIRE & CASUALTY COMPANY	A (1/10)	157,590,877	168,099,278	246,968,316	11,333,509
IRONSHORE SPECIALTY INSURANCE COMPANY	A- (5/10)	165,297,764	-2,535,284	338,552,412	28,971,874
JAMES RIVER INSURANCE COMPANY	A- (1/10)	189,763,952	14,192,533	138,061,345	10,692,815
KINSALE INSURANCE COMPANY	A-(7/10)	21,504,917	3,465,769	-1	0 -
LAFAYETTE INSURANCE COMPANY	A (1/10)	61,953,905	183,057	45,138,069	0 -
LANDMARK AMERICAN INSURANCE COMPANY	A(1/10)	151,963,688	7,677,532	570,978,740	142,570,709
LANDMARK INSURANCE COMPANY	A (1/10)	170,635,242	20,877,835	9,122,675	18,997
LEXINGTON INSURANCE COMPANY	A (1/10)	5,187,335,535	629,642,038	5,401,912,115	565,737,348
LIBERTY SURPLUS INSURANCE CORPORATION	A (1/10)	75,525,217	1,431,659	211,693,750	12,796,711
MAIDEN SPECIALTY INSURANCE COMPANY	A- (1/10)	27,541,029	1,679,515	64,030,045	6,625,433
MAX SPECIALTY INS CO.	A (5/10)	118,209,453	-8,053,080	247,445,211	43,117,756
MAXUM INDEMNITY COMPANY	A- (1/10)	81,251,684	4,924,568	71,434,215	9,902,847
MISSISSIPPI FARM BUREAU CASUALTY INSURANCE COMPANY	B++(1/10)	186,311,433	11,267,498	358,480,116	514,325
MONTPELIER US INSURANCE COMPANY	A-(1/10)	44,551,400	-4,742,519	24,253,829	4,624,479
MOUNT VERNON FIRE INSURANCE COMPANY	A++u(1/10)	172,904,526	13,950,161	157,328,462	46,834,631
MSA INSURANCE COMPANY	A (1/10)	15,753,480	267,275	13,128,379	13,128,379
MT. HAWLEY INSURANCE COMPANY	A+ (1/10)	565,555,039	86,235,196	257,446,848	46,892,203
NATIONAL FIRE & MARINE INSURANCE COMPANY	A++(1/10)	3,356,353,833	39,138,461	196,369,141	14,440,265
NAUTILUS INSURANCE COMPANY	A+ (1/10)	545,019,561	116,040,830	348,510,790	35,514,466
NAVIGATORS SPECIALTY INSURANCE CO.	A (1/10)	116,424,754	1,611,409	109,617,484	5,771,811
NAXOS INSURANCE COMPANY	A-(1/10)	23,067,291	-262,008	672,430	23,000
NOETIC SPECIALTY INSURANCE COMPANY	A- (1/10)	32,540,819	2,798,335	29,515,817	1,408,498
NORTH AMERICAN CAPACITY INSURANCE COMPANY	A(1/10)	42,828,870	861,980	83,016,931	574,005
NORTH LIGHT SPECIALTY INSURANCE COMPANY	A (1/10)	23,607,229	879,152	4,088,613	0 -
NORTHFIELD INSURANCE COMPANY	A+(1/10)	125,797,919	18,989,915	101,560,657	13,316,739
NUTMEG INSURANCE COMPANY	A(1/10)	209,705,931	1,494,262	27,836,705	616,614
OLD REPUBLIC UNION INSURANCE COMPANY	A (1/10)	20,423,662	553,381	719,036	870
OMEGA US INSURANCE INC.	A- u(5/10)	45,449,931	-4,771,718	36,172,795	7,385,562
PACIFIC INSURANCE COMPANY, LIMITED	A (1/10)	230,719,613	20,249,687	67,612,157	5,792,257
PENN-AMERICA INSURANCE COMPANY	A (1/10)	191,122,153	17,321,296	73,732,891	12,512,902
PHILADELPHIA INSURANCE COMPANY	A+ (1/10)	104,053,481	13,588,298	60,185,296	1,085,940
PRIME INSURANCE COMPANY	B+(1/10)	24,265,403	2,250,066	16,638,877	1,222,731
PRINCETON EXCESS & SURPLUS LINES INSURANCE COMPANY	A+ (1/10)	58,574,568	15,423,215	203,180,347	48,648,127
PROASSURANCE SPECIALTY INSURANCE COMPANY	A (1/10)	26,235,496	158,431	18,208,964	2,212,337
PROFESSIONAL SECURITY INSURANCE COMPANY	A- (1/10)	18,394,509	266,918	1,138,124	235,454
PROFESSIONAL UNDERWRITERS LIABILITY INSURANCE CO.	A- (1/10)	61,736,062	2,130,897	22,745,589	600,087
QBE SPECIALTY INSURANCE COMPANY	A (1/10)	139,914,192	-5,880,946	528,402,087	211,095,611
QUANTA SPECIALTY LINES INSURANCE COMPANY	NR-1 (3/10	23,815,096	-1,637,001	-451,605	0
REPUBLIC VANGUARD INS CO	A- (1/10)	22,617,411	1,300,221	14,722,290	590,856
ROCKHILL INSURANCE COMPANY	A- (1/10)	79,895,320	-6,994,536	79,655,264	23,826,832
SAFECO SURPLUS LINES INSURANCE COMPANY	A (1/10)	31,444,848	954,523	1,657,376	1,535,815
SAGAMORE INSURANCE COMPANY	A+ (1/10)	113,795,071	3,683,223	50,481,696	19,037,218
SAVERS PROPERTY AND CASUALTY INSURANCE COMPANY	A- (1/10)	44,418,859	6,784,152	29,076,456	615,445
SCOTTSDALE INSURANCE COMPANY	A+ (1/10)	610,168,949	27,792,493	1,048,536,721	160,971,285
SECURITY NATIONAL INSURANCE COMPANY	A (6/10)	15,641,165	231,304	43,531,118	0 -
SENECA SPECIALTY INSURANCE COMPANY	A (1/10)	25,863,803	638,046	30,552,221	8,235,198
ST. PAUL SURPLUS LINES INSURANCE COMPANY	A+(1/10)	189,601,647	30,199,747	172,057,835	1,419,414
STEADFAST INSURANCE COMPANY	A (1/10)	478,792,742	32,746,752	1,111,044,133	83,806,305
TEXAS FARMERS INSURANCE COMPANY	A (1/10)	82,242,552	4,607,173	404,883,068	0 -
TOPA INSURANCE COMPANY	A- (1/10)	71,987,871	5,447,947	91,736,504	313,454
TORUS SPECIALTY INSURANCE COMPANY	A- (1/10)	105,445,175	-20,335,882	15,964,541	1,500,540
TOWER INSURANCE COMPANY OF NEW YORK	A- (1/10)	233,145,177	10,093,744	502,693,776	26,751,220
TRAVELERS EXCESS AND SURPLUS LINES COMPANY	A+(1/10)	63,612,316	9,639,690	126,164,716	29,249,143
TUDOR INSURANCE COMPANY	A+ (1/10)	103,835,382	11,964,712	64,149,589	8,093,262
UNITED NATIONAL INSURANCE COMPANY	A (1/10)	333,172,505	50,263,681	89,399,314	17,242,788
UNITED SPECIALTY INSURANCE COMPANY	A (1/10)	28,764,468	2,814,126	53,250,852	5,610,154
USF INSURANCE COMPANY	A (6/10)	71,704,194	8,054,866	46,507,931	1,669,124
VALIANT SPECIALTY INSURANCE COMPANY	A-(1/10)	20,945,394	-102,085	1,786,302	0 -
VOYAGER INDEMNITY INSURANCE COMPANY	A (1/10)	24,342,111	4,474,082	133,415,988	26,810,598
WESTCHESTER SURPLUS LINES INSURANCE COMPANY	A+ (1/10)	176,213,335	11,804,521	462,738,258	84,333,443
WESTCHESTER SURPLUS LINES INSURANCE COMPANY	A+ (1/10)	176,213,335	11,804,521	462,738,258	84,333,443
WESTERN HERITAGE INSURANCE COMPANY	A+ (1/10)	94,401,947	3,001,831	128,071,994	16,556,989
WESTERN WORLD INSURANCE COMPANY	A+ (1/10)	332,630,632	18,248,747	107,890,270	12,999,641
WILSHIRE INSURANCE COMPANY	A- (1/10)	81,214,033	5,660,448	78,846,604	6,062,835
XL SELECT INSURANCE COMPANY	A(1/10)	53,487,421	883,010	-317,006	34,064
ZC SPECIALTY INSURANCE COMPANY	NR-5 (1/10	87,352,261	-1,098,611	0	0 -

Alien (non-US) Insurers
2008 Data

Insurer	AM Best	Capital and Surplus ($)	Net Income ($)	U.S. Premium ($)
ALEA LONDON LIMITED	NR-3(1/10)	83,821,000	3,236,000	-632,000
ALLIANZ GLOBAL CORPORATE & SPECIALTY (FRANCE)	A+ (1/10)	367,536,865	73,265,765	0 -
ALLIANZ GLOBAL CORPORATE & SPECIALTY AG	A+ (1/10)	1,893,989,000	3,000	283,635,000
ARCH INSURANCE COMPANY (EUROPE) LIMITED	A (1/10)	83,680,000	-2,124,000	42,200,000
ARIEL REINSURANCE COMPANY LTD	A-(1/10)	0 -	0 -	0 -
ASPEN INSURANCE UK LIMITED	A (1/10)	1,615,000,000	120,000,000	529,000,000
ASSOCIATED ELECTRIC & GAS INSURANCE SERVICES LTD	A- (1/10)	750,769,000	-289,198,000	732,187,000
AVIVA INTERNATIONAL INSURANCE LIMITED	A(1/10)	24,286,000,000	965,000,000	0 -
AXIS SPECIALTY EUROPE LIMITED	A (1/10)	199,419,622	-9,376,971	61,462,548
BERKSHIRE HATHAWAY INTERNATIONAL INSURANCE, LTD	NR-5 (1/10	69,218,000	8,877,000	51,062,000
BRITISH AVIATION INSURANCE COMPANY, LTD, THE	NR-3 (1/10	80,410,959	3,820,435	346,510
CATLIN INSURANCE COMPANY (UK) LTD.	A (1/10)	193,075,000	21,544,000	30,775,000
COMMONWEALTH INSURANCE COMPANY	A (1/10)	233,313,082	-40,679,466	104,504,020
GARD MARINE & ENERGY LIMITED	NR-5 (1/10	228,383,000	-26,487,000	18,423,422
GLENCOE INSURANCE LIMITED	A (1/10)	386,053,000	14,713,000	321,686,000
GREAT LAKES REINSURANCE (UK) PLC	A+ (1/10)	427,388,000	101,549,000	213,882,000
HEDDINGTON INSURANCE (UK) LIMITED	NR-4(1/10)	58,427,000	830,000	267,000
INFRASSURE LTD.	A- (1/10)	118,756,625	-1,170,167	33,704,140
INTERNATIONAL INSURANCE COMPANY OF HANNOVER LTD	A(1/10)	151,726,115	2,194,085	60,373,976
IRONSHORE INSURANCE LTD	A- (1/10)	1,005,501,181	-71,550,325	237,653,633
LANCASHIRE INSURANCE CO (UK) LTD	A- (1/10)	183,184,000	-5,898,000	97,060,000
LANCASHIRE INSURANCE COMPANY LTD	A-(1/10)	1,138,722,000	121,787,000	90,596,000
LANTANA INSURANCE LTD.	A(1/10)	34,831,000	-1,038,000	107,927,000
LONDON AND EDINBURGH INSURANCE COMPANY LIMITED	NR-5(1/10)	430,000,000	-26,000,000	0 -
MARINE INSURANCE COMPANY LTD, THE	NR-5(1/10)	100,472,000	8,743,000	21,628,000
MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED	A (1/10)	352,166,000	-40,946,000	54,687,000
MITSUI SUMITOMO INSURANCE COMPANY (EUROPE) LTD	NR-5 (1/10	68,321,575	383,978	4,102
OCEAN MARINE INSURANCE COMPANY LIMITED	NR-3 (1/10	91,729,000	4,228,000	0 -
QBE INSURANCE (EUROPE) LIMITED	A (1/10)	1,485,456,000	124,374,000	19,900,000
SIRIUS INTERNATIONAL INSURANCE CORPORATION	A(1/10)	1,208,547,660	120,575,255	551,510,654
STEAMSHIP MUTUAL UND. ASSN. (BERMUDA) LIMITED		75,515,595	682,666	70,309,849
SUNDERLAND MARINE MUTUAL INSURANCE COMPANY LIMITED	A- (1/10)	59,119,000	-16,701,000	20,004,000
SWISS RE INTERNATIONAL SE	A(1/10)	483,781,490	22,117,961	508,952,054
SWISS RE SPECIALTY INSURANCE (UK) LIMITED	NR-5 (1/10	41,543,938	6,852,037	-2,095,887
TOKIO MARINE EUROPE INSURANCE LTD.	NR5(1/10)	0 -	0 -	0 -
TORUS INSURANCE (UK) LTD.	A-(1/10)	0 -	0 -	0 -
TT CLUB MUTUAL INSURANCE, LTD	A- (1/10)	50,142,000	-3,624,000	34,652,000

SOURCE
The financial information presented was obtained from the best possible source, the surplus lines insurer's financial documents. In order to provide the most accurate information possible, the data was extracted directly from the company's annual and quarterly financial statements.

DISCLAIMER
The following information provided is for informational purposes only; it does not constitute an endorsement for any service, insurer or person offering any product or service; and before relying upon this information to make your financial decisions, you should consult your personal legal and financial advisors.

REGARDING A.M. BEST RATINGS
Best's Ratings are under continuous review and subject to change and/or affirmation. For the latest Best's Ratings and Best's Company Reports (which include Best's Ratings), visit the A.M. Best website at http://www.ambest.com. See Guide to Best's Ratings for explanation of use and charges.

Best's Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of the Florida Surplus Lines Service Office's website publication of surplus lines insurer financial information or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Ratings. Best's Ratings are proprietary and may not be reproduced or distributed without the expressed written permission of A.M. Best Company.

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