Florida Surplus Lines Insurer Approval Process
Pursuant to Section 626.918(2), Florida Statutes, eligibility of an insurer to operate in the state of Florida must
be requested in writing by the Florida Surplus Lines Service Office (FSLSO).
The FSLSO reviews all documentation to ensure that the application for eligibility is complete.
If discrepancies are discovered, the FSLSO will request new or updated documents or information.
Once the FSLSO determines the application contains all required completed forms and documentation,
a letter requesting eligibility on behalf of the insurer will be prepared and sent to the
Office of Insurance Regulation along with the applicant’s original application.
After the application package is deemed complete as determined by the Office of Insurance Regulation (OIR),
the clock starts allotting 90 days for the OIR to approve or deny the insurer’s eligibility to write
surplus lines insurance in Florida (Section 120.60, Florida Statutes).
For the most current application forms, please access the Office of Insurance Regulation (OIR) website at:
http://www.floir.com/
Once you are on the OIR homepage; on the left sidebar you will select "Company Licensing"
Then select "Property and Casualty Applications"
Scroll down to the "Foreign and Alien" section where you will find “Surplus Lines Insurer Eligibility”. This link directs you to the entire surplus lines insurer application.
If you have difficulty navigating the OIR website you can email appcoord@floir.com