Independently Procured Coverage
Independently Procured Coverage (IPC) is defined as surplus lines insurance procured by an insured through an unauthorized
foreign or alien insurer without the use of a Florida surplus lines agent. All IPC policies, with the exception of those
exempt under Florida Statute 626.932(4), are required to be filed online with our office using the IPC Submission Website
within 30 days of the effective date of the policy. Additionally, payment is due 30 days from the date the policy is filed.
For more filing and payment information, please see
the IPC Procedures Manual
or the IPC Frequently Asked Questions.
Risk Retention/Purchasing Group policies that are Independently Procured are not filed with the FSLSO.
If you are an approved Risk Retention Group or Purchasing Group please click here
to access the Risk Retention/Purchasing Group filing form (OIR-A1-1615).