Florida Surplus Lines Service Office - www.fslso.com

Florida Surplus Lines Coverage Codes

Descriptions of the below coverage codes are available here.
Descriptions of available Tax Statuses are available here.
Certain coverage codes are subject to assessments. Please see the following FAQs: Citizens | FHCF | EMPA
CODE   DESCRIPTION

100    COMMERCIAL PROPERTY

  1.   Commercial Property
  2.   Builders Risk
  3.   Business Income
  4.   Apartments (Commercial)
  5.   Boiler and Machinery
  6.   Commercial Package (Property & Casualty)
  7.   Condominium (Commercial)
  8.   Crop Hail
  9.   Difference In Conditions
  10.   Earthquake
  11.   Flood
  12.   Glass (Commercial)
  13.   Mortgagee Impairment
  14.   Windstorm &/Or Hail
  15.   Mold Coverage - Commercial
  16.   Sinkhole Coverage - Commercial
  17.   Excess Flood - Commercial
  18.   Collateral Protection (Forced Placed Coverage)
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200     HOMEOWNERS AND OTHER RESIDENTIAL PROPERTY

  1.   Homeowners- HO-1
  2.   Homeowners - HO-2
  3.   Homeowners - HO-3
  4.   Tenant Homeowners -HO-4
  5.   Homeowners -HO-5
  6.   Condo Unit-Owners HO-6
  7.   Homeowners - HO-8
  8.   Dwelling Builders Risk
  9.   Dwelling Flood
  10.   Dwelling Property
  11.   Farmowners Multi-Peril
  12.   Mobile Homeowners
  13.   Windstorm
  14.   Mold Coverage - Residential
  15.   Sinkhole Coverage - Residential
  16.   Excess Flood - Residential
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300     OCEAN MARINE

  1.   Marina Operators Legal Liability
  2.   Marine Liabilities Package
  3.   Ocean Marine- Hull &/Or Protection & Indemnity
  4.   Ocean Cargo Policy
  5.   Ship Repairers Legal Liability
  6.   Stevedores Legal Liability
  7.   Personal & Pleasure Boats & Yachts
  8.   Ocean Marine Builder’s Risk
  9.   Longshoremen (Jones Act)
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400     INLAND MARINE

  1.   Inland Marine (Commercial)
  2.   Inland Marine (Personal)
  3.   Motor Truck Cargo
  4.   Jewelers Block
  5.   Furriers Block
  6.   Contractors Equipment
  7.   Electronic Data Processing
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500    LIABILITY

  1.   Commercial General Liability
  2.   Commercial Umbrella Liability
  3.   Directors & Officers Liability (Profit)
  4.   Directors & Officers Liability (Non-Profit)
  5.   Educator Legal Liability
  6.   Employment Practices Liability
  7.   Excess Commercial General Liability (Not Umbrella)
  8.   Excess Personal Liability (Not Umbrella)
  9.   Liquor Liability
  10.   Owners & Contractors Protective
  11.   Personal Umbrella
  12.   Personal Liability
  13.   Pollution & Environment Liability
  14.   Product & Completed Operations Liability
  15.   Public Officials Liability
  16.   Police Professional Liability
  17.   Media Liability
  18.   Railroad Protective Liability
  19.   Asbestos Removal & Abatement
  20.   Guard Service Liability
  21.   Special Events Liability
  22.   Miscellaneous Liability
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600    MEDICAL MALPRACTICE

  1.   Hospital Professional Liability
  2.   Miscellaneous Medical Professionals
  3.   Nursing Home Professional Liability
  4.   Physician/Surgeon, Dentist Professional Liability
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700    ERRORS & OMISSIONS

  1.   Architects & Engineers Liability
  2.   Insurance Agents & Brokers E&O
  3.   Lawyers Professional Liability
  4.   Miscellaneous E&O Liability
  5.   Real Estate Agents E&O
  6.   Software Design Computer E & S
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800    AUTOMOBILE COVERAGES

  1.   Commercial Auto Liability
  2.   Commercial Auto Excess Liability
  3.   Commercial Auto Physical Damage
  4.   Dealers Open Lot
  5.   Garage Liability
  6.   Garage Keepers Legal
  7.   Private Passenger Auto- Physical Damage Only
  8.   Personal Excess Auto Liability
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900    AIRCRAFT

  1.   Commercial Aircraft Hull &/Or Liability
  2.   Airport Liability
  3.   Aviation Cargo
  4.   Aviation Product Liability
  5.   Hanger Keepers Legal Liability
  6.   Personal & Pleasure Aircraft
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110    CRIME

  1.    Bankers Blanket Bond
  2.    Blanket Crime Policy
  3.    Employee Dishonesty
  4.    Identity Theft
  5.    Deposit Forgery
  6.    Miscellaneous Crime
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120    MISCELLANEOUS

  1.    Accident & Health
  2.    Credit Insurance
  3.    Animal Mortality
  4.    Mortgage Guaranty
  5.    Worker’s Compensation –Excess Only
  6.    Product Recall
  7.    Kidnap/Ransom
  8.    Surety
  9.    Weather Insurance
  10.    Prize Indemnification
  11.    Travel Accident
  12.    Terrorism
  13.    Fidelity