News

April 2026 Reports $1.8B in Premium; HO-3 Dips Below $3,500 Average Cost Per Policy

2026 Stamping Office Reports Available | Catastrophe Contact Information Due May 31 | Keep Your Contact Information in Batch Files Updated | Discrepancy and Data Accuracy: Why it is important to respond | Special Shoutout to Five Insurers

2026 Stamping Office Reports Available | Catastrophe Contact Information Due May 31 | 30-Day Filing Requirement | Policy Fee – Who’s Allowed to Charge it & How it Should be Filed | FSLA Under 40 Leadership Scholarship Opportunity | AM Best Updates Ratings for Three Companies | Florida Surplus Lines April Speaker Series Recap

Proposed Rule Would Expand Market Intelligence Reporting to Surplus Lines Carriers

Florida Surplus Lines Market Reaches $4B for Q1 Reflecting Stable Premium and Continued Growth in Policy Volume

Which Companies Can I Place Surplus Lines Business With? | Unique Market Reference (UMR) Requirements | Service Office Fee Decrease From 0.06% to 0.03% | 2025 Annual Stamping Office Report | AM Best Increases Ratings for Capitol Specialty Insurance Corporation

4Q 2025 Reporting Deadline | Provide Accurate Broker Information | Report with SL Broker Name vs. Independently Procured Coverage (IPC) | Streamline Premium Reporting with API Batch Submissions | 2025 Annual Stamping Office Report

February 2026: $1.14B Premium, Average Costs Down 9%

Q3 2025 Premium Filing Compliance Update and Required Actions | Q4 2025 Filing Report due March 31 | Understanding Home State Determination | Tips on How to Avoid Data Accuracy Issues

Mandatory Updates to FSLSO SLIP+ and Batch Filing Requirements | Diligent Effort Repeal Reminder | Home State Determination | AM Best Upgrades Mt. Hawley Insurance Company from A+ to A++

Q3 2025 Premium Filing Compliance Update and Required Actions

January opened with a year-over-year decline in premium as total written premium for the month reached just over $1.1 billion, down 16 percent from January 2025. Policy count declined more modestly to 122,642 filings, a 4 percent decrease. As premium declined at a faster pace than policy volume, the average cost per policy fell 12 percent, from $10,657 to $9,352. This divergence between premium and policy count remains a defining characteristic of the current market cycle.

91% of Insurers Are Compliant for Q3 2025 | Understanding Transaction Effective Dates | Important Dates to Remember | Market Insights - January 2026: HO-3 Coverage A Deep Dive

Insurer Name Changes | Mentee Spotlight | Coverage Code Misclassification | Market Insights January 2026 - HO-3 Coverage A Deep Dive | AM Best Lowers Prime Insurance Company From A to A- | EMPA Exempt Feature in FSLSO SLIP+ | Inactive Agency License and TIQ Alerts | FSLSO On Tour Kick-Off

December closed with clear signals that Florida’s surplus lines market remains both active and healthy. Total written premium for the month reached $1.3 billion, a 15% increase over December 2024, while policy count was up 17% to 131,439 filings. The simultaneous growth in both premium and volume points to sustained demand, with business continuing to move through the market at competitive pricing levels.

Holiday Office Closure | Filing Reminder | SLIP+ Enhancement | Acceptable Fees | Insurer Update

Holiday Greetings from FSLSO

Policy activity remained strong in November with 119,618 policies filed, an 11% year-over-year increase. Total written premium reached $0.92B, a 5% decline from November 2024, showing a continued decrease in average policy value. The average cost per policy fell 14%, mirroring the pricing moderation that has taken hold across the second half of the year.

Policy activity remained strong in October, with 141,193 policies filed, representing a 13% year-over-year increase. However, the average cost per policy declined 14%, bringing total written premium to $1.2B, down 4% from October 2024.

Lending a Hand Where It Matters Most Don’t Forget: The Disclosure Form Has Been Updated FIGA and Surplus Lines Policies One More Stop! FSLSO On Tour Heads to Hollywood Connecting with Future Industry Leaders at FSU I-Days New Surplus Lines Approvals Reminder: EMPA Exemption Functionality Now Active Are We Linked?