IPC Registration
About Independently Procured Coverage
F.S. 626.938(1) defines independently procured coverage (IPC) as coverage that is procured from an unauthorized insurer by an insured without the assistance of an insurance agent. IPC filers (insureds) are required to file policies through SLIP+ when they have directly purchased or placed coverage with an unauthorized insurer without the use of an insurance agent or agency. In this case, the payment of surplus lines taxes, fees, and/or assessments are the sole responsibility of the IPC policyholder.
SLIP+ Registration
If you fall under the definition of an IPC filer (above) and need to register with our office to file a surplus lines policy, please visit SLIP+ and click on the Register Now! hyperlink. Next, choose Independently Procured Coverage. Fill out the IPC Filer Information, Address Information, and Contact Information, then click the Submit button at the bottom right corner of the screen.
After registering, the primary contact will receive a password setup email. Once activated, you can begin submitting policy information in SLIP+.
SLIP+ user resources, tutorials, and live chat are available in SLIP+ on the Help (?) page.
IPC FAQs
It is insurance purchased directly from a non-admitted insurer by the policyholder, without the involvement of a licensed and appointed Florida insurance agent.
The policyholder bears sole responsibility for reporting transaction details, paying all associated taxes and fees, and staying compliant under Florida Statute 626.938.
All premium-bearing transactions must be reported to FSLSO in SLIP+ within 30 days of the transaction's effective date.
FSLSO generates quarterly invoices in SLIP+ covering all transactions filed during that quarter. Payments can be submitted electronically via ACH in SLIP+ or remitted by mail via physical check.
Yes. SLIP+ accommodates multistate filings and automatically calculates taxes based on state allocation rules and statutory requirements.
Yes. Reported policies and transaction details can be edited directly within SLIP+. Refer to the Filing Procedures for IPC manual on the SLIP+ Help page for instructions.
A confirmation number starting with "Q" indicates a Transaction in Question (TIQ). This means the filing requires correction or administrative review before final acceptance. See the Filing Procedures for IPC manual on the SLIP+ Help page for resolution steps.
If your carrier is omitted from the Insurer dropdown menu, select OTHER SURPLUS LINES INSURER (NAIC# FSLSONAIC) to complete the submission. IPC policies must meet statutory reporting deadlines regardless of whether the insurer appears on the insurer dropdown field.