FAQs

Effective January 1, 2022, per F.S. 626.916 (1)(e), no coverage shall be eligible for export unless the insured has signed or otherwise provided documented acknowledgment of a disclosure in substantially the following form: 

You are agreeing to place coverage in the surplus lines market. Coverage may be available in the admitted market. Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with respect to any right of recovery for the obligation of an insolvent unlicensed insurer. 

This requirement does not apply to wet marine, transportation, or aviation risks subject to F.S. 626.917. To help determine which form is required for each line of coverage, please review the  Diligent Effort/Disclosure Matrix.