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Thousands are now officially in a flood zone according to new FEMA maps. Those affected will have a deadline of Dec. 20 to find flood insurance coverage.

Citizens staff proposed that high-risk buildings would be eligible offered coverage only if a roof replacement contract was in place, with a deposit paid. Insuring them during the transition period.

The Citizens Property Insurance Board of Governors outlined an average rate increase of 13.5 percent for 2025 on Wednesday in order to maintain financial stability and adhere to legislative requirements.