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Policy activity remained strong in October, with 141,193 policies filed, representing a 13% year-over-year increase. However, the average cost per policy declined 14%, bringing total written premium to $1.2B, down 4% from October 2024.

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Florida’s E&S market closed September 2025 with $1.2 billion in premium and 144,583 policies, a 15% increase in policy count compared to September 2024. This performance brought the third quarter total to $4.0 billion in premium and the year-to-date total to $13.9 billion, representing a 2% increase in premium over the same period in 2024.