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Holiday Greetings from FSLSO

Policy activity remained strong in November with 119,618 policies filed, an 11% year-over-year increase. Total written premium reached $0.92B, a 5% decline from November 2024, showing a continued decrease in average policy value. The average cost per policy fell 14%, mirroring the pricing moderation that has taken hold across the second half of the year.

Policy activity remained strong in October, with 141,193 policies filed, representing a 13% year-over-year increase. However, the average cost per policy declined 14%, bringing total written premium to $1.2B, down 4% from October 2024.